A valuation report may be necessary for different reasons. Such a report is typically required to obtain financing at a bank. To obtain a mortgage, you have to provide the mortgage lender with an independent valuation report from a registered estate agent/valuer which specifies the market value of the home in question. Banks are increasingly asking for a ‘validated’ valuation report, which is similarly required to obtain a ‘nationale hypotheekgarantie’ [‘national mortgage guarantee’]. Every MVA agent is also a registered estate agent/valuer and can draw up a (validated) valuation report for you within a few days. A valuation report may also be necessary to refinance an existing mortgage, for example, in the event of divorce or a request by a court or for tax purposes.